In this episode, Matt continues the discussion of Chapter 5 of Ironclad Retirement by sharing how he is personally preparing for his own retirement. Matt explains why he does not want to rely heavily on Social Security and how he is putting strategies in place now to create future income, including indexed universal life policies and income annuities. By planning well ahead of retirement, Matt aims to lock in the lifestyle he and his wife want, provide for their family, and build a retirement that can stand on its own regardless of what government benefits may eventually provide.