In this episode, Matt continues the discussion of Chapter 4 of Ironclad Retirement by exploring how inflation can erode the purchasing power of a fixed retirement income. Matt explains how laddering annuities can create multiple income streams that begin at different stages of retirement, allowing income to increase over time rather than remain flat. By planning these increases around a retiree’s needs and allowing some income-producing assets more time to grow before they are activated, retirees can potentially combat inflation, maintain their standard of living, and create dependable income for the years ahead.