In this episode we dive into Matt's new book - The Point of Retirement. This mini-series will help you understand the tools you need to create an Iron Clad Retirement. This episode introduces the first “ironclad tool”: the sword, which represents income. Matt explains why cash flow—not account balances—is what truly sustains retirement. Through the story of “Ms. Baker,” he illustrates how creating reliable income can transform fear into confidence and allow retirees to finally enjoy life.