Ironclad Retirement

Tax Torpedos and How to Avoid Them

Episode Notes

Bestselling Author and Retirement Planning Expert, Matt Richman, explains how unplanned withdrawals can trigger “tax torpedoes,” including higher Medicare premiums, higher taxable Social Security, and unexpected bracket jumps. They walk through how a major purchase (like a car) can cost far more than expected when taxes and IRMAA effects stack up.