Bestselling Author and Retirement Planning Expert, Matt Richman, explains that many retirees unintentionally spend huge chunks of their “golden years” managing accounts, bills, taxes, RMDs, Medicare choices, and paperwork. He shows how to outsource low-value tasks and build systems around income, RMDs, and Medicare so you can focus on memories and experiences instead of money chores. He unpacks what it really means to “optimize for experiences” in retirement. They talk about delegating yard work and other tasks, automating income flows, and working with specialists (decumulation, tax, Medicare, Social Security) so your time is freed up for grandkids, travel, hobbies, and meaningful giving.